«During the March 2019 assessment by the Eurasian Anti-Money-Laundering Group, our internal-control automation received very positive feedback thanks to the MCS platform.»
VISEM LLC
Deputy CEO
PAWN.BY · since 2014
Software for pawnshops and MFI
Web platform automating accounting and operations of pawnshops and microfinance organizations. The complete set of MCS products, built in the Republic of Belarus.
- On the market since
- 2014
- Support
- 24/7
- Free
- 1 mo.
demo.pawn.by — Live feed Live
Collateral #38291
Au 585 · 1 240 BYN
Microloan #11042
30 d. · 450 BYN
Collateral #38284
Electronics · 820 BYN
Today 2 510 BYN
About
Trusted by the largest pawnshop networks of Belarus
The first MCS-based solution was installed in 2014. Today the largest pawnshop networks of Belarus entrust their business to us.
Centralized MongoDB, Java backend and a modern technology stack power MCS products. The team is fintech professionals with years of experience in global markets.
Round-the-clock support resolves your questions fast. Regular automatic updates expand functionality and keep your business ahead of the competition.
MongoDB
Java
MCS
24/7
Why PAWN.BY
Six reasons to move to a modern platform
Architecture and product decisions battle-tested on the largest pawnshop chains.
01
Works everywhere
Web application for any internet-connected device — Windows, Linux, Android, iOS and any modern browser.
02
Always available
Application and databases hosted on professional servers in Belarus, with daily automatic backups and seamless replication.
03
Intuitive interface
Everything in a single window — lower training cost and faster customer service.
04
Regulatory compliance
Full support for National Bank and Ministry of Finance requirements of the Republic of Belarus.
05
Transparent cost
Pricing does not depend on the number of employees or access devices. You pay per branch.
06
Smooth migration
We migrate data from legacy systems and integrate with your website. Onboarding, training and a clean start.
Capabilities
Make working with clients as fast and simple as possible
From taking collateral to quarterly NBRB reporting — all in one window.
Collateral and loans
- Precious metals, goods and auto pawns
- Short-term microloans up to 30 days with daily interest
- Long-term microloans with annuity schedule
- ERIP cashless payments and contract registration
- Debt-burden ratio (DBR) calculation
Integrations & reporting
- On-line integration with the NBRB Credit Register via the Bank-Finance Telecom Network
- Ministry of Finance GoKhran integration
- 1C Accounting integration
- Quarterly NBRB reporting
- Accounting, management reports and collateral inventory
Marketing & compliance
- Discount and loyalty programs, client and channel analytics
- Automatic SMS campaigns via RocketSMS
- Street, locality and police-department reference books
- AML — three-vector risk scoring
- Internal controls: roles, full action audit, fraud prevention
How it works
Launch in three steps
From request to first transaction — usually within one business day.
- 01
Request and access
You submit a request, we open access to the workspace and onboard your team.
- 02
Configure for your business
Set up branches, rates, contract templates and integrations tailored to your workflow.
- 03
Operate and report
Accept collateral and issue loans. NBRB and accounting reports — in a single click.
Pricing
Pick the right plan
First month free. Pay monthly, cancel anytime.
Price is per branch. It does not depend on the number of employees or devices.
Included in every plan
- Accounting, management and NBRB reporting
- GoKhran integration
- ERIP cashless payments
- Debt-burden ratio (DBR) calculation
- Analytical reporting
- Scoring and redemption statistics
- 24/7 support
Compare
Standard vs Premium
Standard covers everyday pawnshop work. Premium adds auto pawns, annuity loans and analytics.
Feature
Standard
160 Br
Premium
300 Br
- Short-term loans
- Accounting, management and NBRB reporting
- GoKhran integration
- ERIP cashless payments
- Debt-burden ratio (DBR)
- Credit Register integration
- Loyalty programs
- Internal controls and AML
- Long-term annuity loans
- Auto pawns
- Analytical reporting
- Scoring and redemption statistics
Clients
Proud of our partnerships
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«We were the first MCS customer in Belarus. Four years in — ready-made, compliant solution; truly 24/7 support. Our staff calls MCS their favourite program.»
SelectPromFinance LLCBusiness Development Director -
«Working in MCS is a pleasure. Great functionality and a simple interface that new hires master quickly.»
Crediton LLCDirector
Ready to try?
First month free. No commitment.
We will walk you through the platform on your own scenarios and help migrate your data.
Demo access
Contact us for DEMO access
We will walk you through the platform on your own scenarios. Reply within one business day.